WEBSITE TERMS & CONDITIONS

1. Website Terms of Use

These Terms govern use of the HTMG website.

2. Use of Website

You may use this website for lawful purposes only. You must not attempt to disrupt or interfere with the website or its systems.

3. Intellectual Property

All content on this website is owned by or licensed to HTMG and may not be reproduced without permission.

4. No Advice

Information on this website is general in nature and does not constitute professional or legal advice.

5. Limitation of Liability

To the maximum extent permitted by law, HTMG excludes liability for any loss arising from use of this website.

6. Governing Law

NZ site: Laws of New Zealand

AU site: Laws of Queensland, Australia